How to get SA302 from the HMRC website

Once you have filed the Self Assessment tax return, you can use the SA302 form, an official tax calculation from HMRC, to prove your income. Individuals can use this statement to prove up to four years of income tax.

This can be helpful if you need to show your income, for instance, if you’re self-employed and looking for a mortgage.

Wondering where and how to find these forms online?

In this blog, we will guide you on how to get your SA302 (also known as a tax computation) and tax overview from the HMRC website.

Table of contents

What is an SA302 form?

In simple terms, the SA302 form shows how your tax is calculated. So it’s a mixture of self-employed income, interest, PAYE income, dividends, rental income, and all other taxable income.

Tax Advisor

You may now download an SA302 form from the HMRC website, an official record of your tax and income. There are two sections to the form:

  • Tax calculation – an overview of how your tax is worked out and earning types;
  • Tax summary – tax payable, paid and outstanding. This document will be necessary to confirm that the SA302 information is accurate, whether using paper-based or online SA302s

HMRC gives the Tax Year report after the individual has filed their self-assessment tax return. It displays the amount of tax that must be paid directly to HMRC or any amount for a refund within a given tax year.

SA302s form were previously issued by post. However, in recent years HMRC has made this accessible online and replaced the form with overview pages and tax calculations. This has assisted in speeding the issuing of SA302 hmrc for things like applying for self-employed mortgages.

What does an SA302 look like?

Your SA302 tax calculation will involve sources of earnings, income tax charged, how income tax is calculated, any allowances or reliefs claimed, net tax due after deductions, and any NIC due.

When would you need an SA302 form?

If you’re applying for a business or a personal or mortgage loan, the lender will require proof of your earnings to ensure that you can make the repayments.

Applicants who are employed full-time can typically provide proof of their earnings using the P60 form and the payslips they receive under the PAYE system.

However, a lender will typically need to examine your SA302 form to obtain a complete overview of your income if you’re self-employed and your income falls outside PAYE.

How to Print Your HMRC SA302 and Tax Overview

If the lender requests copies of online papers, you can print them directly from your online account without contacting the HMRC. You must be registered for HMRC Online services to print and access the Tax Year overview and Tax calculation (SA302).

The simplest way to obtain your SA302 form is to download it from your HMRC tax account on the .GOV website, where you manage your taxes and submit your tax return online.

  • Log in to your online HMRC personal tax account
  • Select “More Self-Assessment Details.”
  • Select ‘Get Your SA302 Tax Calculation’
  • Continue to Your SA302
  • Choose the option to ‘Print Your Full Calculation.’
  • Choose “Tax Return Options” from the left-hand menu to print for a different tax year.
  • Choose the year you need
  • Select the option to check your calculation.’
  • select “View and Print Your Calculation

Since each tax overview and calculation is for one tax year, you will need to download more than one SA302 if your application needs documentation going more than one year.

  • Commercial software

If you or your accountant uses commercial software for your personal or business taxes, you can find your SA302 form with the help of the software you use. It can be visible in your tax breakdown dashboard under a different name called ‘tax computation’.

  • By phone

If you submitted a paper tax return, you’d need to contact HMRC by calling 0300 200 3310. Simply have your UTR and National Insurance numbers on hand, and they will send you a copy of your SA302 by post.

If you are unable to view and print online documents or if the lender requests printed copies, call the HMRC Self Assessment helpline, and they will send you the documents.

How to get SA302:

  • You can get your SA302 from HMRC.
  • Log into your HMRC online account,
  • go to ‘Self Assessment’, and
  • then ‘More details’ to view your tax calculation.

SA302 Example: An SA302 is a summary of your income and tax paid. For instance, it will show your total income, tax due, tax already paid, and any remaining amount owed or overpaid.

How to download SA302:

  • Log into your HMRC account,
  • go to ‘Self Assessment’,
  • select the relevant tax year,
  • and then download the SA302 from the options available.

Where can I find my SA302: You can find your SA302 in your HMRC online account under the ‘Self Assessment’ section. It’s listed with your other tax documents.

How to request SA302: If you can’t download it online, you can request an SA302 by calling HMRC directly. They can send it to you by post.

How to find SA302:

  • Log into your HMRC online account,
  • go to ‘Self Assessment’,
  • and check the section for tax calculations.
  • Your SA302 should be there for each tax year.

What does SA302 look like: An SA302 is a plain document that shows your income, tax paid, and any due tax for the year. It’s usually a few pages long with a breakdown of different income sources and taxes.

Difference between SA302 and Tax Overview: The SA302 is a detailed summary of your income and tax paid, while the Tax Overview is a summary of your account balance with HMRC, showing payments made and amounts due.

Feel free to ask if you need more details on any of these points!

Tax Advisor

Final thoughts

If you have an income outside of PAYE (For instance, you’re a full-time landlord or self-employed), It’s difficult for a bank to determine how much you earn.

Therefore, if you’re applying for a mortgage, you’ll need an SA302 to show the lender that you’ve had a consistent source of income. You can also consult an online accountant to get the SA302 form without hassle.

123Financials Editorial Team
The 123Financials editorial team is composed of seasoned finance and accounting experts with a combined experience of over 20 years. Specializing in UK finance, accounting, and tax-related content, our team is dedicated to delivering insightful and practical advice to startups and small businesses. With a strong background in both the theoretical and practical aspects of financial management, we ensure that our readers stay informed and empowered to make sound financial decisions. Whether it’s navigating the complexities of UK tax laws or providing strategic financial planning tips, our team is committed to excellence and accuracy in every article.